8 New Banks Books Reshaping Finance in 2025

Jason Mikula’s deep dive into Banking as a Service (BaaS) offers a measured exploration of this rapidly evolving sector, drawing on extensive analysis of real-world cases and global market differences. You’ll gain clarity on the origins, economic shifts, and regulatory challenges of BaaS, along with practical frameworks to evaluate various business and operating models like API-first and loan origination-to-distribute. Chapters profiling firms such as Goldman Sachs and Starling provide concrete context, helping you understand how BaaS reshapes consumer financial experiences and institutional strategies alike. This book suits professionals keen on the structural transformation in banking rather than surface-level hype.

Dato Arif Siddiqui draws from over thirty years at the intersection of banking and IT to explore how blockchain is reshaping financial services. You’ll gain a clear understanding of blockchain’s role across various banking functions, including trade finance, cross-border payments, and identity verification, with detailed case studies and comparisons such as SWIFT versus Ripple. The book delves into emerging trends like Central Bank Digital Currencies and tokenization, giving you concrete frameworks to evaluate and implement blockchain strategies in your organization. This is a solid fit if you’re a banking professional or technologist aiming to grasp blockchain’s practical applications rather than abstract theory.

This personalized book explores the latest developments reshaping banking in 2025, focusing on insights that match your background and goals. It examines emerging trends such as fintech integration, regulatory evolution, and innovative financial models, all tailored to your specific interests within the banking sector. By concentrating on your chosen topics, this tailored guide reveals how new technologies and strategies are transforming traditional banking practices. The book provides a focused learning experience, helping you understand and engage with the rapidly evolving banking landscape in a way that aligns precisely with your expertise and aspirations.

Han-Wei Liu and Weiping He bring their detailed expertise to unpack the evolving landscape of Australian banking law, focusing on the legal shifts prompted by the Global Financial Crisis and more recent financial scandals. This book guides you through Australia's financial market regulations, examining government roles and the nuanced banker–customer dynamics with clarity. You'll find chapters enriched with key cases and examples, plus questions that help solidify your understanding of complex regulatory frameworks. If you’re navigating Australian financial law or involved in regulatory compliance, this volume offers a precise, accessible overview without overwhelming legal jargon.

What happens when economic history meets the evolving role of central banks in democracy? Éric Monnet explores this in "Balance of Power," tracing how central banks transformed from technocratic institutions into powerful actors shaping public welfare beyond politics. You’ll gain insight into the institutional shifts since 2008 that placed unelected bankers at the heart of crisis response and monetary intervention, and how their independence clashes with democratic accountability. Chapters delve into specific episodes like the 2008 financial crisis and the 2020 pandemic response, illustrating the tension between autonomy and political influence. This book suits anyone curious about the intersection of finance, governance, and democracy—not just economists but engaged citizens and policymakers.

Hasan Gürak and Neelambar Hatti dive into the complex world of Islamic finance by reexamining the concept of riba, or interest, which lies at the heart of debates in both Islamic and conventional banking systems. You’ll explore new theoretical frameworks that distinguish between "earned" and "unearned" income, alongside an analysis of Islamic financial instruments like Sukuk, offering a fresh perspective beyond traditional views. The book also scrutinizes Iran's NAS-influenced anti-inflationary policies, grounding theory in real-world data about bank incomes and inflation. If you’re studying or researching Islamic banking, this book provides nuanced insights that challenge standard financial assumptions and invite deeper discussion about finance aligned with Islamic principles.

This tailored book explores the rapidly evolving landscape of banking, focusing on emerging trends and technologies shaping the future. It covers developments expected in 2025 and beyond, examining innovations such as digital banking platforms, blockchain applications, and regulatory shifts. By aligning with your personal interests and background, this book offers a customized journey through groundbreaking discoveries, helping you grasp how fresh insights will redefine financial institutions and services. The personalized content hones in on topics that matter most to you, delivering a focused understanding of future banking dynamics and preparing you to navigate the unfolding transformations confidently.

After analyzing extensive interviews with founders, employees, and industry leaders, Xuan-Thao Nguyen unpacks the unique journey of Silicon Valley Bank from a modest community bank to a pivotal tech industry lender. You gain insight into how SVB's close ties with venture capital reshaped banking regulations and fueled startup growth, with detailed chapters on the interplay between financiers, regulators, and community leaders. The book also offers a critical look at SVB's collapse, dissecting the combined impact of tech sector dynamics, social media, and Federal Reserve policies. This narrative suits anyone interested in the intersection of banking innovation and the tech economy, though it leans heavily on financial and regulatory contexts that may challenge casual readers.

Bernard Connolly challenges the prevailing view that central banks are solely to blame for economic crises, arguing instead that the root error lies in decades of macroeconomic theory, especially its neglect of intertemporal disequilibrium. Drawing on detailed analysis of the US Federal Reserve's policies since the 1990s, he reveals how central banks have inadvertently fostered financial sector misconduct while failing to learn from historical lessons between the wars. You’ll explore the intellectual arrogance underpinning modern macroeconomics and its role in destabilizing capitalism itself. This book suits anyone interested in the deeper forces shaping financial markets and policy, particularly those wanting to understand the systemic risks central banks have helped create.

When Ravi Takhar set out to write this book, he recognized the daunting complexity of launching and running a bank under rigorous regulatory frameworks. You gain clear insights into the core documentation banks must prepare, from licensing applications to risk management policies, accompanied by practical templates in each chapter. This approach demystifies the layers of compliance and operational requirements that often overwhelm newcomers and seasoned professionals alike. If you’re involved in banking operations, regulation, or legal aspects, this book sharpens your understanding of what it takes to build a resilient banking institution. However, it’s best suited for those with a serious stake in banking rather than casual readers.